Top NFOs to Watch in July 2025
Best New Fund Offers This Month
📝 Top NFOs to Watch in July 2025
July 2025 brings an exciting mix of New Fund Offers, spanning ultra-safe overnight/debt instruments, passive index plays, and equity-themed funds. Here’s a curated list of the top 5 NFOs worth considering.
1. Jio BlackRock Liquid & Money Market Funds
- What: Two ultra-short debt NFOs—a Liquid Fund and a Money Market Fund—offered by Jio BlackRock AMC.
- Offer Window: June 30 – July 2, 2025
- Why it matters: Ideal for parking short-term surplus with low risk and better liquidity. Minimum investment from ₹500.
- Investor fit: Conservative/liability-matching investors.
2. 360 ONE Overnight Fund
- What: New overnight debt scheme from 360 ONE AMC.
- Offer Window: July 1 – July 9, 2025
- Why it matters: High liquidity, minimal interest-rate risk, no exit load, invests in overnight instruments—perfect for daily cash management. ₹5,000 minimum.
- Investor fit: Conservative investors and corporates.
3. Groww Nifty 50 ETF & Index Fund
- What: Two passive NFOs tracking Nifty 50 TRI from Groww—one ETF, one index fund.
- Offer Window: July 2 – July 16, 2025
- Why it matters: Cost-efficient exposure to India’s top 50 companies with SIP/lump-sum flexibility.
- Investor fit: Passive equity investors.
4. ICICI Prudential Nifty Private Bank Index Fund
- What: Passive index fund replicating Private Bank TRI, launched by ICICI Prudential.
- Offer Window: July 1 – July 14, 2025
- Why it matters: Tap into the banking sector’s growth story at a low cost.
- Investor fit: Sector-focused passive investors.
5. Axis Services Opportunities & JM Large & Mid Cap Funds
- What: Two new actively-managed equity schemes from Axis (Services Opportunities) and JM Financial (Large & Mid Cap).
- Offer Windows: July 4 – July 18, 2025
- Why it matters: Offers focused equity exposure aligned with market opportunities.
- Investor fit: Moderate to aggressive investors seeking thematic or large/mid-cap exposure.
✅ NFO Selection Criteria
| Parameter | Why It Matters |
|---|---|
| Fund type | Debt vs. Equity—matches risk & goals |
| Investment minimum | Check affordability |
| Expense/Tracking ratio | Lower cost boosts returns |
| AMC reputation | Efficient execution and risk management |
| Time window | Note dates; don’t miss the NFO period |
🧠 Which NFO Should You Consider?
- Park short-term funds safely? → Jio BlackRock / 360 ONE
- Passive equity exposure? → Groww Nifty 50 / ICICI Private Bank
- Thematic or sectoral equity play? → Axis, JM schemes
Always review the scheme documents, assess risk-reward, confirm expense ratio, and align with your financial objectives.
🔖 FAQs
Q: What’s the minimum investment for these NFOs?
Answers vary—₹500 (Jio BlackRock, Groww), ₹1,000 (ICICI), ₹5,000 (360 ONE).
Q: Can I invest via SIP in NFOs?
Yes, index equity options typically allow both lump sum and SIP.
Q: What happens post-NFO period?
They convert to open-ended schemes, and you can buy/sell at NAV.
Q: Should everyone invest in NFOs?
Only if it fits your goals and risk tolerance, past performance isn’t assured.
📈 Final Thoughts
July 2025 presents a diverse range of NFOs—from ultra-safe money market schemes to passive index funds and equity-focused plays. Choose based on your time horizon, risk tolerance, and cost sensitivity for an optimized investment strategy.